Insurance Companies : Allstate ( Pros & Cons )

 Insurance companies 

Allstate 

Insurance Companies : Allstate ( Pros & Cons )

Pros Explained

Online term quotes and reasonable costs: Allstate allows you to obtain term insurance quotes online and provides reasonable costs for term coverage through its partners.

Allstate can locate you a coverage that lasts up to 40 years, however many providers only give a maximum period of 30 years.

offers protection through reliable insurers: Allstate offers individual life insurance plans in collaboration with Protective, John Hancock, and Lincoln Financial. Each of these businesses has an AM Best financial strength grade of A+ (Superior), and during the past three years, has gotten less complaints than anticipated.

Cons Explained

not a life insurance policy underwriter: Individual life insurance is available from Allstate via other companies. So with Allstate, you won't get all of your insurance coverages under one roof.

Must enter personal data to receive a quote Many businesses that provide online quotations let you request one without having to provide your entire name and mailing address. But Allstate does, so this process is more intrusive than what you'll find elsewhere.

Customer Service

Through their general support line, which can be reached by dialing 1-800-ALLSTATE, Allstate provides customer service around-the-clock. You can contact an agent for questions about life insurance or call one of the numbers below:

1-800-525-9287 for payments

Phone number: 1-800-366-3495

Call 1-800-366-1411 for general life inquiries.

1-800-497-7970 for Universal and Whole Life quotations

Call 1-800-268-5619 for New York

The majority of tasks can be done online, including paying a bill and making a claim, if you log into your account. Policyholders can use the live chat feature. Additionally, you can contact Allstate whenever you want to do so by using our online form.