Top 5 car insurance companies in the UK

 Top 5 car insurance companies in the UK

Car insurance is necessary to shield you from the financial risks associated with a variety of situations, including damaging your car, causing damage to someone else's property or vehicle, harming someone with your car, and more.

With so many car insurance providers in the UK, it's simple to become confused. Many people choose policies solely based on price through comparison websites, but choosing an insurer should really be about much more than just price. They should also consider who offers the best coverage for the best price, who offers excellent customer service, who has a quick claims process, and who offers convenient ways to manage policies and make payments.

Based on strong ratings for customer service and complaints management from financial services review agencies like Fairer Finance, as well as the quality of the policy on offer, including additional add-ons, Bought by Many has revealed the top 10 leading auto insurance companies in the UK. These rankings are based on data from August 2021 from Bought by Many.

Top 5 car insurance companies in the UK

1. Direct Line

Because of its exceptional customer service, individual multi-vehicle discount, and comprehensive coverage, notably business car insurance, Direct Line moves up from fourth place in 2020 to claim the top spot this year.

To provide clients with a range of options for protecting their cars, homes, pets, businesses, and vacation plans, Direct Line Group has a number of brands, products, and distribution methods. By include perks like a guaranteed rental car, onward travel, and a fair claim commitment, its car insurance solutions seek to offer policies that are both inexpensive and of a high caliber.

2. Admiral

A UK-based insurance provider with a focus on car insurance is called Admiral. By moving up from position 10 to position 2, the insurer surpasses nearly every other business on the list. Customer reviews verified by software company Reevoo gave it an overall score of 8.9 out of 10 and gave it scores of 9.1 for convenience of purchase, 8.9 for the clarity of policy information, and 8.7 for value for money.

Three tiers of coverage—comprehensive, third-party only, and third party, fire, and theft—are offered by Admiral's car insurance. The most coverage is offered by its comprehensive plan, which also includes coverage for third-party, fire, theft, and the cost of repairing or replacing the vehicle in the event of an accident or malicious damage. It also offers a host of advantages, such as extended coverage for policyholders who drive abroad, windscreen coverage, and a courtesy vehicle.

3. Aviva

Due to its up to 10% multi-car discount, Aviva was named one of the finest multi-car insurance carriers in the UK by Bought by Many. Customers can insure up to five vehicles under one policy, but they must all be registered at the same address. The discount does not apply to optional extras. Its commercial auto insurance was also praised because it offers protection to those who travel between several sites for work.

Over 33 million customers are served by the international insurance firm Aviva plc, which operates in 16 different countries. Its automobile insurance coverage levels include comprehensive, third-party, fire, and theft insurance.

The complete insurance offers a personal no-claims discount and covers responsibility, uninsured motorists, vehicle recovery, operating other vehicles, legal expenses, and motor vehicle injuries in addition to loss or damage to the owner's cars.

4. John Lewis Finance

John Lewis Finance earns the fourth position as a result of receiving excellent ratings from the research and rating company Fairer Finance for its handling of complaints and customer care.

For more than 150 years, John Lewis Finance has provided reliable financial services at affordable costs. Its car insurance includes coverage for misfueling, uninsured motorist protection, friendly professional services, a courtesy car, onward travel coverage, and 90 days of coverage in Europe. Additionally, it offers optional add-ons like legal protection, automobile breakdown, and protected no claim bonuses so that clients can customize their policies. Covea Insurance plc underwrites its insurance.

5. Hastings

Hastings comes in at number five in this year's rankings. With more than 3,300 people and more than 3.1 million active customer policies in its offices in Bexhill, Leicester, Gibraltar, and London, it is one of the top general insurance providers in the UK. The group's insurer with its Gibraltar headquarters, Advantage Insurance Company Limited, directly underwrites about 90% of the company's policies.

Hastings provides flexible auto insurance with a range of advantages, allowing customers the choice to add extras like enhanced personal accident coverage, breakdown coverage, motor legal defense costs, and key protection.